Complimentary Reviews and Recommendations for Canadian Homeowners.
Bicycle Broker Insurance is proud to offer home insurance broker services. Keeping one point of contact for all your property coverage. Saving time and money. We understand that your situation is unique, and we look forward to building a customized coverage plan for you.
As an example, a mansion in a nice neighborhood might sell for $5M, but it might only cost $1M to rebuild the house if it burnt down. In addition, the rebuild cost is also important because it sets the tone for the rest of the policy.
Personal property, additional living expenses, and detached structures are all coverage items that are included on your policy, and they are provided as a percentage of the rebuild cost you choose. When it comes to your sports equipment, many standard policies offer limited values per item and often insure bicycles only while at home in storage.
We provide the right policies designed for theft while items are in use, away from your property. Give us a shout, and we will help you choose the right amount and the right product for your home.
For Condo or Townhouse Owners
Despite owning your own unit, there are also common areas to be considered, which is another reason why condo insurance is so important (especially the liability portion). Items such as loss assessment coverage, difference in deductible insurance, and special levy protection should all be points of interest to condo and townhome owners. Our policy quotes will include theft coverage for your bikes whether in a storage locker, hung on the wall, or out for a spin. Submit your info to us online, and we can help you decide what product is the right fit!
We are still concerned about your bike(s), and our custom tenants’ quotes will detail coverages included.
Depending on your fleet of personal bikes, our recommendations include a minimum comprehensive bike coverage of $3,000/bike and often have no limit on the values of your bikes, providing your total personal property coverage amounts are sufficient. Some landlords will have different insurance requirements, and the Bicycle Broker team can help you understand what those are and how to best comply with them.