Travel Insurance for Cyclists in Canada
In partnership with TuGo — covering Canadian residents travelling worldwide and visitors to Canada
Downhill MTB is covered with TuGo's Sports & Activities add-on.
This Coverage is Designed For
(OVERVIEW)
For anyone whose trip involves riding — from a quick trip across the border to a full season chasing summer.
Riders and racers travelling to ride
Bike park trips abroad, races and events, and professional athletes travelling to film or compete — where the activity you travelled for is the one the policy has to allow for.
Frequent and multi-destination travellers
Summer chasers, quick trips across the US border and annual multi-trip travellers, including backcountry ski and snowboard crossover athletes covering two seasons on one package.
Visitors to Canada and riders outside their province
Coverage for visitors to Canada, and for Canadians riding outside their home province, where provincial health coverage stops doing as much as people assume.
What’s Covered
Emergency medical
For Canadian residents travelling anywhere in the world, and for visitors to Canada.
Sport selection with no activity exclusion
Choose your activity, such as DH mountain biking or backcountry ski and snowboard, and the policy carries no exclusion around it. Selecting it is the important part.
Single trip or annual package
One border run or a full season. Annual packages suit racers and summer chasers better than buying trip by trip.
Trip cancellation and interruption
Available through TuGo
Baggage and equipment in transit
Riders assume travel insurance covers a damaged bike in the hold.
What’s not covered
- Your bike itself — travel medical covers you, not the bike. Bike damage and theft need separate coverage, and we can arrange it.
- Activities you did not declare on the quote
- Pre-existing medical conditions outside the policy’s stability rules
- Costs incurred after you return home
How it works
Start your quote online with TuGo
Select your sport so the policy carries no exclusion for it
Covered before you fly — or call us if your trip is unusual
(WHY BICYCLE BROKER)
Lowering Your Overall Risk
- We started with travel and medical coverage for athletes — it is where this company began.
- We know which activity to select on the quote so your policy does not exclude the reason you travelled.
- Riders, racers and professional athletes are normal clients here, not an underwriting problem.
- Backed by TuGo, with options for single trips, annual packages and visitors to Canada.
- One broker for the trip, the bike and the home it came from.
Ways to save
(BUNDLE OPTIONS)
Annual multi-trip packages
One annual package instead of buying trip by trip — better value for racers, summer chasers and anyone crossing the border more than twice a year.
01Check your credit card coverage first
Send us what your card already includes and we will tell you honestly whether you need anything more.
02Bundle with your home and bike coverage
One broker for the trip, the bike and the home it came from, with one point of contact.
03Family and household options
04Riding somewhere soon?
Takes a few minutes online. Select your sport and you are covered for it.
Travel Insurance FAQs
Still have a question?
Ask us about your trip, your sport or your timing before you book. No obligation.
Does this cover downhill mountain biking?
Yes, provided you select it. By customising your quote and choosing an activity such as DH mountain biking or backcountry ski and snowboard, the policy carries no exclusion around that activity. Selecting it is the important part.
My credit card includes travel medical. Is that enough?
Often not for riders. Credit card coverage commonly excludes exactly the activities you travelled to do, and the exclusion is usually buried rather than obvious. Send us what you have and we will tell you honestly whether you need anything more.
Is my bike covered if the airline damages it?
Travel medical covers you, not your bike. Bike damage and theft in transit need separate bike coverage, which we can also arrange.
I travel several times a year. Is there an annual option?
Yes. Annual packages suit racers and summer chasers better than buying trip by trip.
I am visiting Canada. Can I get covered?
Yes — coverage is available for visitors to Canada as well as for Canadian residents travelling abroad.
I am a professional athlete. Does that change anything?
It should not. Professional riders travelling to compete or film are a normal part of this program, which is where this company started.
Am I covered travelling within Canada?
Provincial health coverage is limited once you leave your home province, so travel coverage is still worth having for domestic trips — including a weekend at a bike park in the next province over.
What if I get hurt and cannot work for a while?
Travel medical handles the emergency abroad, not your income once you are home. Disability coverage that does not exclude cycling is a separate conversation, and one we can have.
Still have a question?
Ask us about your trip, your sport or your timing before you book. No obligation.
Going somewhere? Get covered for the riding, not just the flight.
Call 1-877-621-6940 — 7AM–5PM PST, 9AM–5PM Canada-wide.